Category Archives: student loans

Exploit The Benefits Of The Private Student Loan

There is a distinction between private student loans and federal student loans in the sense that federal loans are guaranteed by the Federal Government. They present numerous striking stipulations like very affordable interest rates, postponed repayment, subsidized interest payment including extended repayment stipulations. However, private s

Student Loan Debt Consolidation ?Students Cannot Afford to Lose Sleep over Debts.

Studies take a back seat when debts begin to hold a prominent place in students?finances. Guardians would find this strange, since most guardians feel that they send their wards more than enough money to meet the needs of their wards. The needs have a very narrow definition that includes not more than basic necessities. For all other needs, stude

Choosing The Right Student Loan

When it comes to college, what types of student loans are right for you? Borrowing for college is a long-term investment, one that will ultimately pay a lifetime of dividends. It is important, however, to educate yourself on the options available to you so that you do not end up down the road with more education expense than you planned for.

Student Loans And Finances – Life As A Cash Strapped Student

It can be the best time of your life, or the worst depending on how you aproach what life deals you as a university student. For most of us heading off to college or university is the first time we’ve ever been away from home for any long period of time. It is also one of the first times we are pretty much completely responsible for our fin

5 Benefits of Student loan consolidation

Are you sick of paying interest on your monthly student loans with no end in sight? Afraid of cash-flow problems that may prevent you from paying your student loans on time? I know I was and there is a solution to this problem. It is called student loan consolidation. What is Student Loan Consolidation? Student loan consolidation simply mea

Taking Advantage Of A Federal Student Loan Consolidation Program

Earning a college degree is one of the most important – and expensive – things you will do in your life. If you are able to attend college without having to take out any student loans, you are one of the lucky few. Most individuals have to borrow at least some of the money they need for tuition, books, and living expenses. And upon gr

Debt Consolidation Refi Loans ?Eliminate Debt With A Mortgage Refinancing

Refinancing your home loan can be worthwhile for several reasons. If you purchased your current home when rates were high, refinancing for a lesser rate may actually lower your monthly payment. Moreover, refinancing your home and receiving cash at closing is another attractive feature. With this option, homeowners also have the opportunity to eli

Student Loan Consolidation Reduces Monthly Outgoings When It Matters

Student loan consolidation provides students with many benefits even if they are making current monthly payments and not experiencing any difficulty doing so. Students can make their monthly bill payments a lot simpler with a student loan payment to a single lender, and the rate on Federal Consolidation Loans are fixed during the lifetime of the

7 Tips for Establishing Qualifying Credit for Home Equity & Mortgage Loans

According to Experian, a credit score is a number lenders use to help them decide: “”If I give this person a loan or credit card, how likely is it I will get paid back on time?”” The information from your credit reports is used to create your credit score. Your credit score will always be a key ingredient for low interest

Types of Federal Student Loans

Students who look for financial aid during studies either go for federal student loans or private student loans. Federal student loans are offered by the US government, which can be availed directly through banks, student loan lenders, school, or from Federal Family Education Loan program otherwise known as FFELP. Federal loans are offered with