Category Archives: mortgage

What Can You Do In Advance To Get A Better Mortgage Rate?

When it comes time for you to think about getting a mortgage, you should know that there are some things that you can do to help yourself get a better deal. In most cases, they can be performed over a few months, but will prove their worth in savings over the term of your new mortgage. Here are some of those things. 1. Look Over Your Credit

Interest Only Mortgage Is It For Me ?

Interest Only Mortgages is a risky product and does have its disadvantages. Interest Only mortgages are tricky, because they can be misleading as the payment is very small for the first 1,2,5,7 or even 10 years. Note that for the Interest Only Mortgage you will have a balloon payment for the entire principal balance at the end of the loan ter

Mortgage Brokers – Make Sure You Pick The Right One

Mortgage brokers help people get financing for the purchase of a home. A mortgage broker is an independent agent who can quickly and easily check out many different financing options. A mortgage broker may be of great help to people with adverse credit since they know and understand the industry so well. It is possible to use more than one bro

Seek The Advice Of A Specialist Website When It Comes To Second Property Mortgages

Looking into second property mortgages and taking one on is an enormous step to take, in doing so you are probably going to be stretching your finances to their very limit and as such need the best possible advice and, of course, the best deal when it comes to taking your second property mortgage. With this in mind it is essential that you get

Get Debt Free Fast With Smart Mortgage Refinancing

Now that you have purchased your dream home, you are now knee-deep in debt and facing heavy financial pressure. There is one useful solution used by many savvy real estate investors, a solution that involves more cash flow, lowered interest rate and lesser monthly payment. This financial tool, known as mortgage refinance, is not complicated at al

Are Long Term Mortgages For You?

The various ways of getting a house these days has definitely become easier, along with the way that it can be paid back. Traditionally, a mortgage on a house meant a maximum of 25 or 30 years before amortization. New mortgages, however, are going way beyond the more traditional limits and are pushing it back to 40 and 50 years. Here are some thi

Bad Credit Mortgage Arrears Loan

Securing a mortgage when you have a bad credit history is not easy. It is estimated that some 25% of all mortgage applicants do not fit the profile of conventional mortgage loan companies, most of which tend to base their decision on whether to grant you a mortgage or not on what they see in your credit file. If you’ve ever defaulted on loa

Qualifying For A Bad Credit Mortgage – An Inside Look

Knowledge is, indeed, that which, next to virtue, truly and essentially raises one man above another – Joseph Addison There is little doubt that purchasing a new home is one the biggest financial decision most people face but finding the right house that you can call home is becoming an increasingly difficult task. Step one in the hom

Five Reasons to Consider a Remortgage

Gone are the days when we took out a mortgage and stuck with it for life, until the debt had been completely repaid. The remortgage market is big business these days, and taking a look at the options available could considerably improve your finances. What are some of the reasons for considering switching your mortgage? 1) Get a better deal: A

Mortgage Loans – The Top Predatory Red Flags

The sub prime market for home mortgages is a hot bed of predatory practices. These types of lenders prey on the elderly, borrowers with poor credit who have few options, and less educated and non English speaking customers. They give the entire industry in general and other good sub prime lenders more specifically a bad name. A”” P