Category Archives: business loan

Difference Between Working Capital Loan and Term Loan

Working Capital Loan vs Term Loan This is a question that many businesses will face in their lifetime, sometimes even more than just once. The need for financial support may come up a lot when you’re in the business world, so you need to set your financial sources straight and know what’s your best option for getting the funds you need. And, these

What Happens When You Default on a Business Loan? Plus, How to Avoid It

What Happens If You Default on An Unsecured Business Loan in India Every entrepreneur, at some point, considers or already has taken a business loan. Everyone has the best intentions of paying back the loan. However, due to situations like a sudden decline in sales, miscalculations, or other unforeseeable circumstances, your finances take a hit, a

How to Get a Small Business Loan for a Startup

Small Business Loan to Start a Business For a new entrepreneur, one of the biggest hurdles to resolve and overcome is the need for capital. Funds are critical to any business venture. Finding ways to raise money can sometimes become a full-time occupation for a business owner. A business loan can be a very important supplement to the lifeblood of

200+ Small Business Ideas with Low Investment

Small Business Ideas with Low Investment and High Profits Men and Women: An entrepreneur struggles for capital that can enable him to successfully realize his idea. For any entrepreneur, a great business is one that is not capital intensive. There are many small business ideas that require very less investment. These ideas, if executed well, can e

Not Comparing Rates on Student Loans Can Cost Thousands

Not checking rates with multiple lenders can cost families taking out private student loans thousands of dollars in repayment costs, according to an analysis by student loan marketplace Credible. Borrowers requesting rates through the Credible marketplace in June benefited from the competition for their business. Among those who prequalified with

Personal Loan vs. Credit Card: Which Is the Best Choice?

If you’re looking to pay for a big-ticket item or tackle high-interest debt, you might be considering a credit card or personal loan. When deciding between a personal loan vs. credit card, think about how much money you need and how fast you can pay it back. Your credit score, debt, and income will also play a part in which option is right for yo

How Do Personal Loans Affect Your Credit Score?

Depending on your situation, applying for a personal loan can actually improve your credit. However, to reap the rewards, you need to make all of your monthly payments religiously and monitor your credit report, or your credit score could be negatively affected. Find out how personal loans affect your credit score. Find Out: What Is a Personal Loa

Become an Indiabulls Partner and Start A Business with 0% Investment

Starting a business requires you to pool in the capital first. But, from where can you manage this initial investment? You might think of using all your savings for this dream project. However, what if there are other ways such as working from home and earning money online? You might find many tips to make easy money on the internet, but here we

Factors On Which One Can Claim Tax Benefits While Availing A Personal Loan

Tax benefits are something, which can work in your favour and help you save more money. When it comes to availing a personal loan, there are tax benefits from that too. First, let us understand the basic tax slab for the financial year 2019-20. Annual Income Range Tax Rate Up to Rs. 2.5 lakhs No Tax Above Rs. 2.5 lakhs to Rs. 5 lakhs 5% + 4%

Unique Ways of Using a Personal Loan That You Never Thought Of

Our dreams are safely tucked in the corner of our hearts. While the lucky ones turn their goals into reality, the rest of them worry about their finances. To overcome your economic concerns, personal loans have been introduced. With a personal loan, you can effortlessly fulfill all your life goals like purchasing a new car, getting your daughter m