Category Archives: business loan

How to Get a Loan Without a Job (And With Bad Credit)

Unemployment is one of the biggest problems in America right now. With people losing jobs left and right, it’s hard to find a legit source of income to stay afloat. The Bureau of Labor Statistics listed a 3.6% unemployment rate for May 2019. This represents 5.9 Million Americans in the workforce, which can be disturbing. If you’re one of the unemp

Planning to take personal loans? Here are a few benefits you should know

No matter how responsible we are, all of us have to witness the toughest financial situation at some point of time in life. We are unable to fulfill our financial goals due to lack of money. In order to counter the problem, we might approach friends or family members. If the amount is small, they might manage to lend you money, but now every time

Some factors that will impact your personal loan interest rates

Personal loans have become one of the most popular forms of financial products in India. There is no one-size-fits-all personal loan product as each customer will have its own financial requirements and preferences. Depending on your profile, credit score, income source, EMIs and credit card bill, the principal amount and personal loan interest ra

Personal loans online: Your key to get quick access to funds

In today’s time, there is loan available for your specific needs such as car loan is used to buy a new car, two wheeler loan is used to buy a new bike, home loan to buy your dream home and education loan to fund your higher education. However, for those individuals whose finances don’t fall under a specific category, there are personal loans. A pe

Now Is a Great Time to Start Your Small Business

Believe it or not, now is a great time to start a small business. Perhaps you’ve heard of the so-called retail apocalypse—about 4,000 stores have closed in the past couple of years, with many of them coming from large companies like Sears (closed 39 stores), Sam’s Club (closed 63 stores), Foot Locker (closed 110 stores), Best Buy (closed 257 store

Small Business Owners Say Cash Flow Is Their Biggest Challenge

Cash is king, as the age-old saying goes, especially for small businesses. Cash flow is the number one challenge they face in 2019, according to a Lendio survey of more than 500 U.S. small business owners. Marketing and customer acquisition rank second and third. It’s no secret that without cash on hand, a small business can quickly run into dire

How a Family Business Spreads Aloha, One Burger at a Time

As his family started to grow son after son, Art Hannemann knew he wanted to do one of two things: start a band or open a restaurant. Despite all seven sons’ vocal abilities and guitar prowess, it was the second option that eventually came to fruition. In 2009, Art purchased a local grill behind a gas station in the beach town of Kahuku, Hawaii, a

How to Check and Improve CIBIL Credit Score for Business Loan?

How to Check and Improve CIBIL Score/Credit Score for Business Loan? Banks and other financial institutions rely heavily on the CIBIL Transunion Score of a person to judge his/her creditworthiness, based on which the credit is disbursed to the borrower. The score typically ranges between 300 to a higher limit of 900. A score that is high on the sc

How to Get a Small Business Loan Without Collateral?

When starting a business or an organisation, funds are required, and for that loan is necessary. So it is important to get a business loan, but it requires some formalities. For getting loan some sort of security is given in order for a refund, but some loans require no collateral which we will discuss here. There are two kinds of loans; secured a

CIBIL Score for Business Loan – Check Minimum Credit Score

Minimum CIBIL Score for Business Loan Businesses require huge amounts of money. Risk-taking entrepreneurs stake their lives and careers on the line to start companies. These businesses and the job opportunities they introduce to the economy are part of the economic lifecycle. Loans fuel such businesses and good loans with attractive interest rates