Category Archives: bad credit loans

Personal Loan vs. Credit Card: Which Is the Best Choice?

If you’re looking to pay for a big-ticket item or tackle high-interest debt, you might be considering a credit card or personal loan. When deciding between a personal loan vs. credit card, think about how much money you need and how fast you can pay it back. Your credit score, debt, and income will also play a part in which option is right for yo

What Is APR?

Annual percentage rate (APR) is the yearly cost of interest plus fees on loan. Although APR and interest rate are often used interchangeably, they’re not the same thing. Because APR includes fees as well as interest, it gives you a better idea of a loan’s actual cost — APR is the true cost of borrowing. In this post: Fees included in APR Types o

How Do Personal Loans Affect Your Credit Score?

Depending on your situation, applying for a personal loan can actually improve your credit. However, to reap the rewards, you need to make all of your monthly payments religiously and monitor your credit report, or your credit score could be negatively affected. Find out how personal loans affect your credit score. Find Out: What Is a Personal Loa

How many years can you finance a new or used car?

    The trend for longer auto loans means some consumers can qualify for financing up to 96 months, or eight years, should they want it. The average loan term, meanwhile, stands at almost 69 months for new and 65 months for used vehicles, according to Experian data for the start of 2019. Rising auto prices and consumer preferences for large, cost

How RoadLoans works: I got my car loan, now what?

  It’s time for a broad smile. Your RoadLoans approval means you now have a big advantage as you move onto buying your next car. Preapproval gives you the terms of your financing before visiting the dealership so that, on arrival, you can focus on selecting the right model and negotiating a great deal on price. Your next step is to download and pr

Loan Sharks – What You Need to Know

Loan sharking is the practice of lending money to desperate people at extremely high and illegal rates of interest. Loan sharks, or shylocks, make a big profit from people who can not get loans from legitimate sources, such as banks or other lending institutions. For as long as people have needed money they do not have, there have been loan sha

Tips On How To Get Your Bad Credit Personal Loan Application Approved

In current times, the demand for bad credit personal loans has been on the rise. This can be attributed to the fact that the economy has not been very good. This coupled with the fact that commodity prices have been on the rise has led to most people having a bad credit history, which effectively locks them out of getting loans. If you are in such

Anyone Can Qualify For Small Personal Loans With Bad Credit

Are you in desperate need of a loan to help with an unexpected financial situation, but feel there is no way anyone will lend you money with your current credit history? The good news is that it is entirely possible to get small personal loans with bad credit. In fact, not only are these loans possible, they are probably the easiest loans to ge

Applying For UK Personal Loans – What You Should Never Do

Little white lies are harmless, right? Not when they are listed on your loan application. Lies on your loan application are definitely not harmless and, in fact, can be detrimental to your chances of obtaining credit. Different people have different reasons for lying on their loan applications. Some people want to hide a bad credit history while

Student loans: A good deal

America is awash in debt. The consumer-driven economy is driving consumers into bankruptcy, the average household owes more than $10,000 in high-interest credit card debt spanning six or more credit cards, and the Goverment recently announced that our national savings rate was negative. (Not that the Government has room to talk; the Government is