Category Archives: bad credit loans

What to Do If You Can’t Pay Back a Personal Loan

The worst has happened and you’ve just realized you can’t afford an upcoming personal loan payment. When you miss the payment deadline on a loan, you’re considered delinquent. In America, the delinquency rate of all consumer loans is 2.3%. Take a moment to breathe. Missing a payment can be terrifying, but it’s not the end of the world. Lenders ant

How to Get a Loan Without a Job (And With Bad Credit)

Unemployment is one of the biggest problems in America right now. With people losing jobs left and right, it’s hard to find a legit source of income to stay afloat. The Bureau of Labor Statistics listed a 3.6% unemployment rate for May 2019. This represents 5.9 Million Americans in the workforce, which can be disturbing. If you’re one of the unemp

How to Celebrate Wins and Embrace Challenges As an Entrepreneur

Entrepreneurs aren’t known for their ability to stop and smell the roses. A fast-paced, forward-looking lifestyle is part of the gig, but it can be hard on your employees and hard for you to sustain personally. That’s why I’ve learned to celebrate what I call “high-five moments,” whether for my company as a whole or for individuals within the comp

Khadi and Village Industries Commission (KVIC)

Overview: KVIC is a statutory body formed by the Government of India under the KVIC Act of 1956 that aims to nurse employment and economic uplift in rural India. The term Khadi goes back to the Swadeshi Movement launched by Mahatma Gandhi in 1920 by propagating the use of hand-woven and home-spun fabrics. It was a form of protest to shun British g

What Happens When You Default on a Business Loan? Plus, How to Avoid It

What Happens If You Default on An Unsecured Business Loan in India Every entrepreneur, at some point, considers or already has taken a business loan. Everyone has the best intentions of paying back the loan. However, due to situations like a sudden decline in sales, miscalculations, or other unforeseeable circumstances, your finances take a hit, a

Government MSME Schemes for Entrepreneurs

The Government of India offers some schemes to the MSME’s as they lack in resources and Technology and need assistance from big companies. Below are the schemes offered by the Indian government to Micro, Small and Medium Enterprises. MSME Schemes – Launched by the Indian Government for Entrepreneurs Udyog Aadhaar memorandum Zero Defect Zero Effec

NBFC Growth in India – Infographic

Factors That Led to the Growth of NBFCs in India The transformation of Non-Banking Financial Companies (NBFC) in India in the past few years plays an important role in growth of Indian Financial system. NBFC’s have emerged successful as compared to Banks as their customized product offerings help individuals with their financial needs. NBFC Credit

Mobile phone insurance: is it worth it?

If you’ve ever broken or lost your phone, you’ll know it can be a nightmare. Mobile phone insurance might help at the time – but is it really worth the money?   Do I need mobile phone insurance? Mobile phone insurance policies can cost between £2 to £15 a month – and that’s if you never need to use it. If you’ve got an expensive smartphone, takin

Don’t splash the cash – save on your water bills

When we’re spending an average of £405 per year, our water bills really can feel like money down the drain. But there are plenty of ways to save – both cash and water.   Switch to save How are you billed for water? For most people, it’s either by a fixed rate or a water meter. Water rates aren’t actually based on the water you use, but your home’s

How renters can save money

Renting and saving don’t usually go hand in hand. But that doesn’t mean it’s impossible. We’ve pulled together a few tips to help you save money while you’re renting. Budget before you sign When looking for a rental property, ask “could I live here comfortably?” Work out how much it will cost you in rent, bills, travel etc if you lived there – b